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A deposit account is a savings account, current account or any other type of bank account that Deposit account. From Wikipedia, the free encyclopedia. A transaction account, checking account, current account or demand deposit account is a . Free banking account holders are now charged only if they use an add-on service such as an overdraft. Financial transaction fees may be charged. First National Free Checking has no monthly service fee and no minimum deposit to open an account. Enjoy honest banking with First National Bank.

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